Beginning Again Financially
So let me encourage you to engage in a meaningful goal-setting exercise as you work to get debt-free. Here are some suggestions for effective goal-setting in any area of life; adapt them to your financial situation.
• Set goals that are consistent with Gods Word. Many successful people have accomplished much, yet remain unhappy. Having singleness of purpose toward the wrong goals only leads to wrong results. Examine your motivations, as well as your actions, in the light of Gods wisdom.